Over the past several years, car insurance has become increasingly expensive for drivers in Rehoboth. Still, there are ways to spend less if you’re smart. Here are some easy ways to save on the yearly cost of your Car Insurance in Rehoboth DE.
Ask for Discounts
Many drivers don’t realize there are a wealth of insurance discounts that may be available to them. Sadly, all of these discounts may not be readily advertised by your insurance agency. What kind of discount should you ask about? First, ask about low-mileage discounts if your work commute is short. If you drive under 7,500 miles each year, you may qualify for discounted insurance rates. Second, ask about age or job-related discounts–they’ve become popular in recent years. If you’re a senior citizen, college student, new parent or work-at-home spouse, you may be eligible for discounted rates on your Car Insurance in Rehoboth DE.
Boost Your Credit Score
Looking for a long-term way to get better car insurance quotes? Try improving your credit score. Many drivers aren’t aware that their poor credit score can negatively affect their car insurance rates. If your credit report is lackluster, try improving it to get lower auto insurance quotes. Settle any delinquent accounts, pay your bills on time and fix any mistakes on your credit report to get the best insurance rates.
Take a Defensive Driving Course
Taking a defensive driving course can improve your insurance rates, even if your driving history is pristine. Most insurance companies offer discounts of up to 10% to drivers who successfully complete one of these courses. How can you enroll? Talk to your local Department of Motor Vehicles (DMV) office to find out where classes are held and how you can register.
Improve Car Safety
Insurance agencies offer big discounts to drivers whose cars come equipped with security devices. If yours does not, consider investing in an anti-theft device with a remote tracking system to snag the biggest discounts. If this is out of your price range, simply installing a wheel-locking device in your car can get you reduced rates as well.
Paying for car insurace does’t have to be painful. Keep the low-cost insurance strategies above in mind, and ask you insurance agent if there are any more ways you can save on the cost of your premium. Visit Atlantic/Smith, Cropper & Deeley for more information.
