Requirements For Auto Insurance In Boston

by | Nov 4, 2014 | Insurance

The state of Massachusetts requires all drivers to maintain extensive insurance policies for auto insurance. This includes bodily injury, personal injury, uninsured motorists, and property damage. This goes beyond the federally mandatory auto insurance requirements. If you wish to inquire about Auto Insurance in Boston today, you should contact Sawyer Insurance Agency Inc. Boston and submit a request for a free quote.

Financial Responsibility for All Drivers

At this time, drivers in the state must obtain bodily injury coverage with a minimum rate of $20,000 and maximum of $40,000. The personal injury protection policy should equate up to $8,000 for everyone who is injured in an auto accident. Property damage coverage should be no less than $5,000. And finally, coverage for any damage caused by an uninsured driver should equate to $20,000 per injury with a maximum of $40,000. To remain compliant with the law, drivers must maintain proof of these policies and present them to the DMV and any law enforcement officer who pulls them over.

Canceled Insurance Notifications

New laws allow the Department of Motor Vehicles to monitor a driver’s Auto Insurance in Boston today. At any time that a policy is canceled due to non-payment of premiums or expiration, the agency notifies the driver. He or she receives a notification in the mail at least six weeks prior to the cancellation of their vehicle registration. All drivers who receive this notification should submit a RMV-2 form to the DMV promptly or suffer a revocation of their registration and driver’s license.

Safe Driver Assistance

Drivers who do not become involved in a motor vehicle accident over a long period of time can receive a 50 percent discount. Your driving points are assessed to determine whether you qualify, and you are notified by your insurance carrier.

All drivers should Maintain Auto Insurance in Boston today to prevent adverse legal action. Among the actions that the state can take are license and registration suspension as well as hefty fines and administrative fees for renewals. Any driver who is charged with a DUI in conjunction with an accident will be required to maintain SR-22 insurance in addition to the other four policies. If you wish to learn more about these policies, contact your preferred carrier now. Browse website for more details.

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