One of the most stressful parts of life is managing your money and ensuring that you take care of all your banking needs efficiently. If you frequently conduct business with people or companies who are overseas, you can make it easier to conduct transactions by finding a bank that offers International Banking Services in Oahu. Most services are available online, which means you can initiate most transactions from the comfort of your home using only a PC with a reliable internet connection. While the following isn’t inclusive list, it is the top three international banking services that most customers request.
Wire Transfers One of the easiest and quickest ways to send money overseas is to initiate a wire transfer. You will need the bank account of the person receiving the money and the amount that you want to send. Most transfers are initiated within 15 minutes, though the receiving bank could place a hold on the funds for up to 24 hours. Make sure you ask about any fees associated with this service, so you aren’t surprised by any services fees that may be charged to your account. Travelers ChecksIf you are looking to travel abroad, make it easier to carry cash by only using traveler checks. They provide a secure way for you to have cash on hand, but if they are stolen you will be reimbursed for the loss. Most banks can order travelers checks and have them in 2 business days. This is one of the many International Banking Services in Oahu that’s designed to give you peace of mind. Foreign Currency Exchange As you travel from countries, the accepted currency may change.
Make sure you find a bank that can handle currency exchanges, so you know you always have the proper money for all of your travels. Most charge a nominal fee for the exchange, and transactions of this nature can be completed on the spot. Don’t make meeting your financial needs complicated. The team at Pearl Harbor Federal Credit Union is there to website to view all of their financial services. Make a smart financial decision and find a bank that can help you with all of your banking needs. You can also visit their Twitter profile.
