Significant amounts of debt can make anyone feel as if they are drowning in bills with no hope of getting their head above water. Making minimum payments can keep creditors at bay, but do little to decrease balances and give a person financial freedom. When the amount of debt is just too large to deal with, the only viable option may be to file for bankruptcy. A chapter 13 bankruptcy lawyer in Bowie can help an individual get the relief they need and navigate the legal system to ensure the bankruptcy proceedings are completed without delay. Here are just a few of the many reasons to hire a professional when the only option is to seek debt forgiveness through bankruptcy.
Court Filings
The first step in filing for bankruptcy is to file the necessary paperwork with the individual’s county judicial system. In addition to the proper paperwork, an individual must list all of the creditors they are currently indebted to. After the paperwork has been filed the person will receive protections that can help alleviate the stress associated with a mountain of debt.
Stop Creditor Calls
One of the most annoying parts of bad debt is the endless calls from creditors. Once a chapter 13 bankruptcy lawyer in Bowie has filed the necessary paperwork it will stop all creditor collection calls and alleviate the person’s responsibility for monthly payments. This can bring much-needed relief and give the person they comfort they need to breath easy.
Court Representation
Before a bankruptcy can be granted, the individual must stand before a judge. A chapter 13 bankruptcy lawyer in Bowie will be there to represent their client and can speak on their behalf to help make the proceedings run smoothly. Don’t attempt to enter a courtroom without an expert who is willing to go to bat and get their client the best possible outcome.
Don’t let the stress of debt loom any longer when the legal team at Laura Margulies and Associates can provide assistance through every step of the process. Visit website to learn more about the process and take the first step in getting financial freedom. Contact them today to get a free debt consultation and make the worst financial situation easier to navigate.
