When calling for a towing service after a collision leaves a vehicle stranded, the owner can have the automobile brought to a garage of his or her choosing. This person also can have the body work done at an Auto Body Shop in El Cajon connected with the towing service. That’s often the more convenient option.
Insurance Coverage
If the vehicle owner has collision coverage on the automotive insurance, the insurer will pay for the damage above the deductible amount unless the other driver is responsible and has automotive insurance. In that case, the other driver’s liability coverage is responsible for paying the full amount.
More than one estimate may be required from auto body shops, as that is common with insurance policies. The vehicle owner typically can choose a higher estimate if he or she feels more comfortable with that particular garage. However, this person likely will be responsible for the extra cost.
Selecting a Garage
Some insurance companies make recommendations for body shops in the area. The company may have a short list of businesses they work with frequently, making the claims paperwork somewhat easier. However, it is unlikely that the insurer demands its policyholders to choose a garage from that list. The vehicle owner should be able to select any Auto Body Shop in El Cajon that he or she likes best.
The Discovery of Hidden Damage
In some instances, the auto body technicians discover additional damage while they are working on the vehicle. If the customer will be paying for repairs out of pocket, it’s best to sign paperwork that only agrees to payments for the amount of the estimate. The technicians then must contact the customer and ask whether to repair the extra damage and add that amount to the invoice.
When using the service of a company like USA Towing & Recovery, the customer can have the repair work done at the facility’s body shop instead of dealing with extra paperwork. Minor repairs can be done quickly, while more extensive damage may have to wait at least a few days until the technicians have more time on the calendar. You can also follow them on Twitter.