Legally, business owners are required to have worker’s compensation insurance regardless of what kind of business they operate. The purpose of worker’s compensation insurance is to protect the employees as well as the employer. If a business owner does not have this kind of insurance and an employee was to get injured, they would have the right to sue the employer for damages. Worker’s compensation prevents litigation issues by covering employee injuries at work.
The problem with worker’s compensation is the fact that even when your employer has it, it does not mean they are willing to write you a check. Most employers are going to do anything and everything they can just to get out of paying out a worker’s compensation claim. Worker’s compensation insurance is just like every other insurance in regards to the fact that the rates are going to go up every time a claim is paid out. The more claims an employer avoids having to pay; the lower their rates are going to stay.
Regardless of how your employer feels, legally you are entitled to protection and compensation if you get hurt while you are working. If your employer is not willing to pay out the compensation you deserve, you can take them to court and sue them for it. You would just need to hire an Iowa Attorney to help you file the claim. One of the perks to hiring an Iowa Attorney for this type of case is the fact that they only require payment if they win. This type of lawyer is just going to take a percentage of the compensation you receive from your employer. This means you never really have to pay this lawyer anything out of your own pocket.
The law offices of Neifert, Byrne & Ozga, P.C. focuses primarily on personal injury and worker’s compensation cases. You can learn more about the services that this particular law firm offers by visiting their website. This is a law firm that understands that people who have personal injury and/or worker’s compensation cases have already been through enough. They need a lawyer that is going to help them as opposed to create more work for them.
