In this hectic world we live in we have a tendency to overlook things that we take for granted. Today would be the right time to review your auto insurance and Homeowner’s Insurance in Plymouth. Everyday we have changes in our lives and some of these changes may affect your current coverage and premium. Here in the state of MI we have opportunities on both of these policies to assure you that they are adequate.
First, lets look at your auto policy. The amount of miles you drive is important. If you changed jobs and don’t travel as far too and from work as you used to it could lower your premium. Perhaps you have added an anti-theft device to your vehicle which could reduce the amount you pay for comprehensive coverage. If you have paid off the loan on your car you should have the lien holder removed. This would make things a lot less complicated if you were to make a claim in which a payee is involved.
Now, let’s look at the Homeowner’s Insurance in Plymouth. You need to make sure that you have the adequate amount of dwelling coverage. If you have made some improvements, like adding a deck or a gazebo, this will make a difference in the value and needs to be called to your agents attention. If your total assets have risen you may want to raise your personal liability coverage or perhaps look into an umbrella policy. Also, just like your auto insurance, if there is no longer a mortgage on the property you should have the lien holder removed.
The above ideas are just a few that come to mind. I highly recommend that you take the time to talk to an expert. Even if none of the above are applicable you may be eligible for other discounts and endorsements that your agent may be able to point out to you. You also may want to see how much difference your premium would be by changing your deductibles. Any representative of auto insurance or Homeowner’s Insurance in Plymouth can go over all of your coverages on both policies and answer any questions you may have. Get more information on
