When you need to purchase Business Insurance in Canton, you want to get the coverage you need for the lowest price possible. It’s essential that you get enough coverage to cover your business property and any liability claims. Below you’ll find the answers to common questions that business owners ask about business insurance coverage.
Q.) I own a small business with under ten employees, do I really need to purchase a lot of insurance?
A.) Every business is different and each one has specific needs. Even though your business is small, you’ll still need insurance to protect your employees in the event of an accident while on the job. You’ll also need liability insurance to protect yourself in case a customer would get hurt in your store. Finally, you’ll want to have a policy that covers damage to your building or property that could be caused by a fire, the weather or other types of incidents. A knowledgeable insurance agent can speak with you about your particular business model and recommend the amount of coverage that’s right for you.
Q.) Is there any way that I can save money on my business insurance?
A.) Instead of purchasing several separate policies, ask your insurance agent about a business owner’s policy. This type of policy bundles the most requested types of insurance into one package. Instead of paying separate premiums each month on several different policies, you have all of the insurance coverage you need at a cheaper rate. This type of policy is also more convenient and it will cover your property, business vehicles, liability claims and more.
Q.) My business has grown in the past several years so do I need to purchase additional insurance?
A.) As your business grows, your liabilities will be higher. You may also have more employees and more inventory. You should always tell your insurance agent about any changes in your business so that your policy can reflect those changes. You don’t want to have an insurance claim and not enough Business Insurance in Canton to cover your damages or losses.
Heidi Kussurelis Agency offers auto, home, life, business, renter’s and Landlord Insurance in Canton. Visit their website at heidikagency.com and get your free quote today.
